Cal Vet Loans

Cal-Vet loans can meet your home financing needs if you are a veteran buying California real estate. Cal-Vet loans features many benefits that will save you money and help protect your California real estate investment for your family.

Cal Vet Loan Rates

Cal Vet offers a low interest rate and an even lower rate for veterans who are first-time homebuyers who meet income and purchase price limitations. With these low rates, and a low 2% or 3% down payment requirement (depending on loan program), Cal-Vet is the loan of choice for veterans. 

Cal-Vet loan rates have always been flexible rates, changing infrequently based upon the cost of the bonds used. However, Cal Vet's bond portfolio is very stable and their costs are contained -- making it unlikely that Cal Vet will need to increase the interest rate once we help you obtain your Cal Vet loan. The last Cal Vet mortgage rate increase on existing Cal Vet loans was 1/4% in 1994.

Cal Vet Loan Qualifying

Cal Vet loan eligibility so that nearly any veteran wanting to buy a home in California is eligible. Cal Vet currently has funds for all qualified wartime era veterans, regardless of when they served in the military. Cal Vet also have funds available for peacetime veterans who meet the criteria for Revenue Bond funds (first-time homebuyers or purchasers in targeted areas who meet income and purchase price limitations). Remember, there are no residency restrictions. Veterans are eligible regardless of where they entered service.

Apply for Cal Vet Loan 

Your may receive free mortgage pre-qualification for a Cal-Vet loan and if necessary VA loan online. You may also send us your Cal Vet loan questions via email or feel free to call our office at: (800) 931-7377.

Learn more about other types of California mortgages

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